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They claim you are covered if you are sued. Well, when I got served a letter of being sued with a court date I called Legal Shield.

After informing them of the summons and court date, I was advised to go to court to fill out some papers and could pay a third party Atty if I wanted some assistance. After much complaining about how this was supposed to be a covered benefit, they gave me a fax number to send the paperwork to. Once I faxed it and confirmed receipt, I constantly called for an update and was told someone would call me. Don't rely on that.

At that time I was dealing with my mom's illness and lost track of time. I called the day before court and they assured me they would be going and I didn't even have to be there. Wrong, court declared a judgement against me for a no-show.

I have paid for this membership over 20 years and the way I see it, not only did I lose a lot of money but I could have invested that small amount monthly and made some money. Oh yeah, by the way...I never got an apology.

Reason of review: Not as described/ advertised.

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